TheChurn
Bank bonus planner

Plan every bank bonus around one paycheck.

Most direct-deposit bonuses want your paycheck, and you only have one. Put the bonuses in order and thechurn tells you when to open each account, when to switch payroll, which paycheck goes where, and where you'll fall short.

Try the planner freeNo account needed.

How it works

  1. 1Add your paycheck and bonusesYour pay amount and schedule, then each bonus's terms from the bank's own offer page.
  2. 2Get the orderWhen to open each account, when to switch payroll, and which paycheck goes where.
  3. 3Catch shortfalls earlySee which bonuses fall short and what would fix them, before the deadline passes.

Plans

Read-only with your money. thechurn never moves money, opens accounts or changes your direct deposit. Linked banks connect through Plaid with read-only access.